It is always customary to exchange insurance information at the scene of the accident. If you face a situation where the other person does not want to give you their information, do not worry. You can still file a claim even if others do not cooperate. If the other driver refuses to give you the required information, that does not mean that you will be stuck paying for medical bills or for car repairs.
If the other driver caused the accident, typically it would be the responsibility of their insurance company to pay for any damages to the car as well as any medical bills that you have accrued due to the accident. If the other driver of the vehicle is uninsured and you carry collision coverage, making a claim with your insurance company is a good idea. Uninsured motorist coverage also helps in the long run. It can cover damages to your car as well as any injuries to you and your passengers that have been caused by the negligence of the uninsured driver. **If the at-fault driver leaves the scene of the accident, your insurance company may treat them as an uninsured driver.
Below, we have put together some helpful tips on what to do if someone refuses to give you their insurance information.
- Check for damages and injuries – your first priority after an accident is to make sure that no one is injured. If someone is injured, make sure you call 911 to the scene right away.
- Remain Calm – it is very important to remain calm after an accident; especially when the other driver refuses to give you their information. If you get into an altercation with the other driver or passenger(s) of the other car, you could not only be hurt, but you could be charged with assault. If your first attempt to gather information is unsuccessful, the best thing to do is to walk away.
- Gather information – gathering as much information as necessary is always important if you have been in accident. But it is probably much more important if the other driver will not give you the information the is required. Try to write down the license plate number, make and model of the car, etc. If there were any witnesses, write their names and numbers down and share it with the police as well as your insurance company.
- Take Photos – make sure to take as many photos as possible after an accident. You will want pictures of the accident, the scene where the accident happened, damage to your vehicle as well as the other party’s vehicle. These photos can be used later to help the insurance company determine who was driving the other vehicle.
- Notify the insurance company – the sooner you notify your insurance company of your accident, the sooner the claim process and investigation can begin. Typically, you can expect to hear back from an insurance adjuster or a claim representative within a day or two after you have filed your claim.
- Contact a personal injury attorney – if you or anyone in your vehicle have been injured in an accident, contact a personal injury attorney. A personal injury attorney will be able to take the burden off of your shoulders by helping to deal with the insurance companies, while you are focused on healing.
The people who generally do not like to give out their insurance information fall under one or more of the following categories:
- stolen the car
- are an uninsured motorist
- or the owner of the car does not know it has been in use
People usually have their own reasons for not giving their insurance information. Sometimes people do not want the accident to go on their record and effect their insurance policies. Some people are driving not only without insurance, but without a license. Whatever the case, you have rights and a personal injury attorney at Silverthorne Attorneys will help you get the settlement you deserve.
If you have been injured in an accident and the other driver refused to give you their insurance information, please contact an experienced personal injury lawyer at Silverthorne Attorneys today. Consultations are free.